Accessing reliable funding in Nairobi should be simple, transparent, and fast. As a trusted lender, we provide car logbook loan solutions in Nairobi designed for employed and self-employed individuals who need instant working capital without selling their vehicles. Our goal is to offer ethical, flexible, and customer-focused financing that helps you solve urgent needs while keeping full control of your car.
Why Choose Our Car Logbook Loan in Nairobi
We provide a streamlined borrowing process built for speed, security, and convenience.
✔ Same-Day Approval
Loan approvals are completed within minutes, and disbursement is done the same day once verification is complete.
✔ Lowest Interest Rates in Nairobi
We offer competitive monthly interest rates with flexible repayment options aligned to your income.
✔ Keep Driving Your Car
Your vehicle remains with you during the entire repayment period. Only the logbook is used as collateral via NTSA Tims.
✔ Transparent Contracts
No hidden fees, no inflated charges, no surprises. Every client receives a clearly itemized breakdown of loan terms upfront.
What Is a Car Logbook Loan in Nairobi?
A car logbook loan is a secured loan where your motor vehicle is used as collateral. Instead of selling the vehicle to raise cash, you temporarily charge it to a lender while still maintaining full usage rights.
We finance:
- Private vehicles
- Commercial vehicles
- Motorbikes and vans
- PSV and Uber/Bolt vehicles
- Company-registered cars
This makes it one of the most flexible financing options for business owners, freelancers, salaried employees, and SMEs in Nairobi.
Eligibility Criteria for Car Logbook Loans in Nairobi
Our loan requirements are simple and tailored to different vehicle categories:
General Requirements
- Original logbook
- NTSA Tims account
- Copy of national ID & KRA PIN
- Recent passport photo
- 6 months bank or M-Pesa statements
Vehicle Requirements
- Must be fully registered in borrower’s name or company name
- Car valuation from an approved valuer
- Roadworthy and insured vehicle
Loan Amounts & Repayment Terms
We offer flexible and customizable loan structures designed to meet your financial needs.
Loan Limits
Borrow up to 60%–80% of your vehicle’s forced sale value.
Repayment Plans
- Daily, weekly, or monthly instalments
- 3–24 month repayment period
- Early repayment allowed with no penalty
Best Uses of a Car Logbook Loan in Nairobi
Many Nairobi residents use logbook loans to address:
1. Business Expansion
Purchase stock, reinvest in operations, or support cash flow.
2. School Fees
Settle urgent tuition or academic expenses without delays.
3. Medical Emergencies
Secure the funds you need for immediate healthcare.
4. Rent & Household Bills
Stabilize your home finances during tight months.
5. Personal Development
Invest in education, certifications, or career improvements.
Why Our Car Logbook Loan Stands Out in Nairobi
Fastest Possible Processing
We prioritize convenience, cutting approval times drastically.
Open & Ethical Lending
Contracts are transparent, with all fees disclosed upfront.
Customer-Centric Approach
We tailor loan terms based on your income, repayment ability, and goals.
Wide Coverage
We serve clients in all Nairobi areas including Westlands, CBD, Ngong Road, Roysambu, Embakasi, South B, Eastleigh, Karen, Ruai, and more.
Documents We Provide After Loan Approval
To ensure compliance and clarity, we issue:
- Loan agreement
- Payment schedule
- NTSA charge confirmation
- Insurance confirmation (where applicable)
Frequently Asked Questions (FAQ)
1. How fast can I get a car logbook loan in Nairobi?
Within the same day after valuation and document verification.
2. Do I lose my car if I take a logbook loan?
No. You retain full usage of the car while repaying the loan.
3. What happens if I settle the loan early?
You receive a discount on the remaining interest and the NTSA charge is lifted immediately.
4. Is my vehicle safe?
Yes. Only your logbook is charged; the car stays with you.
Apply for a Car Logbook Loan in Nairobi Today
Get fast, secure, and affordable financing without disrupting your daily life. Our team is ready to help you unlock the value of your car and meet your financial needs with confidence.