Stopping the Interest Leak
Many Kenyans are caught in a cycle of "Interest Leakage"—paying 5% to one lender, 4% to another, and 10% on a small emergency loan. Individually, they seem manageable. Combined, they are a massive drain on your household wealth.
The Consolidation Advantage
Consolidating these into a single Loan Buy-Off at Together As One at 2% reducing balance creates instant savings:
- Lower Total Interest: You stop paying multiple base fees and high rates.
- One Date, One Payment: No more missing deadlines or paying penalty fees.
- Faster Payoff: By reducing the interest portion of your monthly payment, more of your money goes toward the principal.
A Real Example:
Consolidating KSh 1.5 Million in debt from an average 5% rate to our 2% plan can save you over KSh 45,000 every single month in interest alone. What could you do with an extra 45k?