Title Deed Loans in Kenya

When financial needs arise, accessing quick and reliable funding can make all the difference.
At Together As One Microfinance, we understand the power of property ownership — that’s why we offer title deed loans in Kenya to help you unlock the value of your land and achieve your goals.

Whether you need funds for business expansion, education, farming, medical expenses, or emergencies, our title deed loan solutions provide fast, flexible, and transparent financial support for both individuals and businesses.

What Are Title Deed Loans in Kenya?

A title deed loan is a secured loan that allows you to use your land or property title deed as collateral to access financing.
It’s ideal for property owners who want to leverage their assets without selling them.

Compared to unsecured loans, title deed loans in Kenya offer:

Higher loan limits (up to 70% of property value)
Lower interest rates
Longer repayment periods

At Together As One, we simplify the entire process so you can receive financial assistance quickly — without unnecessary paperwork or delays.

Why Choose Together As One for Title Deed Loans

As a trusted microfinance institution in Kenya, Together As One has built a solid reputation for integrity, transparency, and customer satisfaction.

Here’s why Kenyans prefer our services:

⚡ Fast loan approval – Get funds within 24–48 hours after document verification.
💰 Competitive interest rates – Affordable, fair, and transparent.
🔄 Flexible repayment options – Repay comfortably based on your financial capacity.
🧾 No hidden fees – What you see is what you pay.
🌍 Nationwide accessibility – We serve clients in Nairobi, Kiambu, Nakuru, Eldoret, Kisumu, and rural counties.

Our goal is simple — to empower you financially while ensuring your property remains safe and secure.

Eligibility and Requirements for Title Deed Loans in Kenya

To qualify for a title deed loan with Together As One, you must:

Be a Kenyan citizen aged 18 years and above.
Have a valid national ID and KRA PIN.
Own a clean title deed free of encumbrances.
Provide passport photos and proof of income (where applicable).

We also value your property to determine the maximum loan amount — typically 60–70% of the property’s value.

Our loan officers will guide you through every step, ensuring a seamless and transparent process.

Step-by-Step Process to Apply for a Title Deed Loan

Getting your loan approved is quick and simple:

Initial Inquiry: Call, visit, or apply online through our website.
Document Submission: Submit your title deed, ID, KRA PIN, and supporting documents.
Property Valuation: Our experts assess your property’s value.
Loan Approval: Once verified, approval is completed within 1–3 days.
Signing & Disbursement: Sign the agreement and receive funds directly to your account.

We ensure speed, accuracy, and professionalism throughout — so you get funds when you need them most.

Benefits of Taking a Title Deed Loan with Together As One

Our title deed loans offer unique advantages beyond immediate financing:

💸 Quick access to capital without selling your property
🧠 Use funds flexibly for business, education, or emergencies
💬 Transparent terms — no hidden costs
👨‍💼 Expert support from a trusted financial partner
🤝 Partnership with a licensed, reputable microfinance institution

By choosing Together As One, you’re not just taking a loan — you’re building a long-term financial partnership designed to support your growth and success.

How Much Can You Borrow Against Your Title Deed?

The loan amount depends on your property’s market value and location.
At Together As One, you can borrow from KES 100,000 up to several million shillings, depending on valuation.

Our repayment periods are flexible, allowing you to manage your loan without financial strain.

Secure and Transparent Lending

Security and trust are central to our operations.
Every loan transaction is conducted under strict legal and ethical standards.

All agreements are properly registered and documented.
Your title deed is safely held and returned immediately after repayment.
Your privacy and confidentiality are always protected.

With Together As One, you can borrow with confidence and peace of mind.

Frequently Asked Questions (FAQs)

1. How long does loan approval take?

Approval typically takes 24–48 hours, depending on valuation and document completeness.

2. Can I use family or jointly-owned land as security?

Yes. However, all owners must give written consent before the loan is processed.

3. What happens if I miss a payment?

We first offer repayment rescheduling options and support before taking further steps. Our goal is partnership, not penalty.

4. Do you accept rural properties?

Yes. We accept both urban and agricultural land across Kenya.

5. Can I apply online?

Absolutely. Start your application directly on our website — Together As One — and our team will guide you through the process.

Partner with Together As One Today

At Together As One Microfinance, we believe your land should work for you — not the other way around.
Our title deed loans in Kenya empower you to achieve financial freedom, grow your business, and handle life’s emergencies with confidence.

Join hundreds of satisfied clients who trust us for secure, transparent, and fast lending solutions.
Visit togetherasone.co.ke today to learn more or apply for your loan.