How to Apply for Title Deed Loans in Kenya
If you own land or property and need quick financial support, a title deed loan in Kenya could be your best option. This type of loan allows you to unlock the value of your property and use it as collateral for instant funding.
At Together As One Microfinance, we provide flexible and transparent title deed loans designed to help individuals and businesses access capital when they need it most — whether for personal development, business expansion, or emergencies.
Where can I get a loan with a title deed in Kenya?
You can get a title deed loan in Kenya from reputable microfinance institutions, commercial banks, and credit companies like Together As One Microfinance.
At Together As One, we specialize in secured loans, allowing you to borrow against your property’s title deed at affordable interest rates. Our loans are designed for both salaried individuals and business owners who need capital for various purposes — from investment opportunities to paying off existing debts.
Unlike traditional banks that often have lengthy approval processes, Together As One ensures faster loan processing with minimal paperwork and maximum convenience.
How long does it take to get a loan using a title deed?
The processing time for a title deed loan in Kenya depends on the lender’s verification process. At Together As One Microfinance, most applications are processed within 48 to 72 hours, provided all necessary documents are submitted.
These typically include:
- A copy of the title deed (registered in your name)
- A recent land search document
- Your national ID and KRA PIN
- Proof of income or business registration
Once verification is complete and the property is approved as collateral, funds are disbursed directly to your account. This speed and transparency make title deed loans a popular choice for borrowers who need quick liquidity.
How to get a loan from Equity Bank using a title deed?
To get a title deed loan from Equity Bank, you’ll need to visit your nearest branch and apply under their Asset Finance or Property-Backed Loan programs. The bank will evaluate your title deed’s authenticity, conduct a valuation, and determine how much you qualify for based on the property’s market value.
While Equity Bank offers competitive rates, it often requires more documentation and takes longer to process compared to microfinance options like Together As One, which focuses on fast approval and flexible repayment schedules for clients seeking immediate financial relief.
Do title loans affect your credit score?
Yes, title deed loans can affect your credit score, depending on how you manage repayments. Timely payments can boost your credit score, improving your future borrowing capacity.
However, late or missed payments may negatively impact your credit rating, making it harder to qualify for other loans in the future. Together As One Microfinance helps clients avoid such issues by offering custom repayment plans that fit their financial situations — ensuring you maintain a positive credit history while meeting your financial needs.
Can I borrow money on my title deed?
Absolutely. You can borrow money using your title deed as collateral. The amount you qualify for depends on the assessed market value of your land or property.
At Together As One, clients can borrow up to a significant percentage of their property’s value — making it a smart way to unlock idle capital and put it to productive use. Whether you need funds for a new business, school fees, medical bills, or real estate investments, title deed loans provide the flexibility and freedom you need.
What is the maximum title loan amount?
The maximum loan amount you can get depends on:
- The value of your property
- Your income level
- The lender’s policies
At Together As One Microfinance, you can access substantial funding with affordable interest rates and flexible repayment periods, helping you achieve your financial goals without unnecessary strain. The institution ensures that clients receive personalized financing solutions tailored to their capacity and property worth.
Apply for Title Deed Loans in Kenya Today
If you’re looking for fast, secure, and transparent title deed loans in Kenya, Together As One Microfinance is your trusted partner.
With competitive interest rates, quick approvals, and flexible repayment terms, you can confidently access the funds you need without selling your property.
👉 Apply now at TogetherAsOne.co.ke and take the first step toward financial freedom.
Unlock your property’s potential today with Together As One Microfinance your reliable financial partner in Kenya.