Where to Get Title Deed Loans in Kenya: Reliable & Transparent Financing by Together As One
When financial needs arise, title deed loans in Kenya provide one of the most dependable ways for property owners to access quick funding without selling their assets. By using your land or property title deed as collateral, you can unlock large loan amounts with fair interest rates and flexible repayment terms.
At Together As One Microfinance, we specialize in secure and transparent title deed loans tailored for individuals, business owners, and families across Kenya. Our goal is to empower you with responsible lending solutions that support growth, stability, and financial independence.
👉 Apply for a Title Deed Loan Today
Understanding Title Deed Loans in Kenya
A title deed loan is a type of secured loan where your property ownership document (title deed) is used as collateral to access financing. This allows you to borrow without selling your land or house — giving you liquidity while retaining ownership.
Title deed loans are ideal for:
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Business expansion
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School fees or medical emergencies
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Agricultural investment
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Home improvements
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Debt consolidation
Because they are secured, title deed loans often have lower interest rates, higher loan limits, and longer repayment terms compared to unsecured loans.
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Why Choose a Title Deed Loan?
Here’s why more Kenyans are turning to title deed loans as a preferred source of credit:
✅ Fast loan approval and disbursement – Once documents are verified, funds are released within a few days.
✅ High loan amounts – Borrow up to 70–80% of your property value.
✅ Flexible repayment periods – Choose terms that fit your income flow.
✅ Competitive interest rates – Save more with lower, transparent rates.
✅ Secure and responsible borrowing – Both borrower and lender enjoy mutual trust through verified collateral.
Where to Get Title Deed Loans in Kenya
While many institutions offer title deed loans, few match the transparency and reliability of Together As One. Here are the best options and how they compare:
1. Together As One Microfinance – Trusted Nationwide
Together As One is one of Kenya’s most trusted microfinance institutions, known for its customer-first approach and commitment to community growth.
We provide flexible title deed loans designed to empower individuals, entrepreneurs, and families.
Our simple process:
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Submit your application online or visit our nearest branch.
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Attach your title deed and ID documents (ensure your property is free from encumbrances).
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Property valuation – We assess the market value to determine your loan limit.
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Loan approval & disbursement – Once verified, funds are released promptly.
At Together As One, every client is guided through the process clearly — no hidden charges or unclear terms.
2. Commercial Banks
Leading banks such as Equity Bank, Co-operative Bank, and Family Bank also offer secured property loans.
While they provide stability and lower interest, their approval processes can be slow and document-heavy, often taking weeks.
In contrast, Together As One offers faster processing, less bureaucracy, and personalized support, making it easier for you to get funds when you need them most.
3. Microfinance Institutions (MFIs)
Several MFIs in Kenya accept title deeds for business loans. However, borrowers should carefully review interest rates, hidden fees, and repayment schedules before committing.
Together As One stands out for its honest terms and community-driven lending model that protects your interests.
Eligibility & Requirements for a Title Deed Loan
To qualify for a title deed loan in Kenya, you typically need to:
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Be a Kenyan citizen aged 18+
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Have a valid title deed registered in your name
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Provide a national ID and KRA PIN
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Show proof of income or business activity
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Allow property valuation and legal verification
At Together As One, the process is streamlined to ensure fast approval with minimal paperwork.
Benefits of Getting a Title Deed Loan from Together As One
When you choose Together As One, you gain more than a lender — you gain a partner committed to your financial progress.
💡 Here’s what sets us apart:
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Community Focus: Deeply rooted in local communities to serve Kenyans everywhere.
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Quick Turnaround: Applications processed within days, not weeks.
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Tailored Terms: Repayment plans aligned with your income and needs.
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Transparency: No hidden costs or misleading fine print.
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Social Impact: Every loan supports our CSR initiatives and community empowerment programs.
How to Apply for a Title Deed Loan (Step-by-Step Guide)
Applying for a title deed loan with Together As One is simple:
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Visit togetherasone.co.ke
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Go to the Loans section and select “Title Deed Loan”
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Fill in the online form or visit your nearest branch
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Submit your documents for verification
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Await valuation and approval
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Receive funds directly to your account — often within a few days
Our friendly team is available to assist you throughout the process.
Tips Before Applying for a Title Deed Loan
To ensure a smooth borrowing experience:
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✅ Confirm that your title deed is unencumbered
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✅ Borrow only what you can comfortably repay
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✅ Read and understand all terms and conditions
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✅ Compare market options (Together As One offers top flexibility & clarity)
Being informed helps you borrow wisely and build a healthy credit record.
Empowering Kenya Through Responsible Lending
At Together As One, we believe that responsible lending changes lives.
We treat every borrower and every title deed with integrity and respect — because we understand the value of what you’ve worked hard to own.
Our loans fund education, agribusiness, home improvements, and entrepreneurship, driving real impact in Kenyan communities. Every shilling borrowed helps build a stronger financial future.
Conclusion: The Best Place to Get Title Deed Loans in Kenya
When thinking about where to get title deed loans in Kenya, choose Together As One Microfinance — a trusted, transparent, and community-driven financial partner.
With a seamless process, fast disbursement, and affordable repayment terms, we help you use your property to unlock new possibilities.
👉 Apply for Your Title Deed Loan Today and experience lending that empowers your dreams.